Before any planning, the first task is to ensure that the net cash flow is positive. How do you ensure that?

Evaluating the risk exposure of a portfolio is crucial for investing, for long term gains and wealth creation.

In finance and economics, a nominal value means the unadjusted value of an asset. Nominal value does not take into account inflation.

Media focuses way too much on the movement of Nifty 50 index. In the recent past Nifty 50 has been mounting up without fundamentals.

Real estate is a favorite asset class for a lot of investors in India. However, is it a good time to invest in a real estate?

Estate planning is not a top priority for most of the people. Often those who plan sensible distribution of wealth are seen as wise.

When the markets are high, people are concerned. When the markets are low, people are concerned. When is a good time to invest?

Some investors want to work with ethical and professional advisors, who are well qualified to understand the nuances of investment products

Wealth in India is growing and Indian Investors are realising that there is no such thing as a free lunch. However, the need for an advisor

The concept of diversification is considered to be sacred in the field of finance. However, is it something you should do or rather ignore?

When the market is rising, everyone is happy. When the market turns down, everyone panics. There are ways you can tactically manage equity

There are so many options to invest, ranging from safe to rather more volatile options. It is important to understand all your options.

Exchange-Traded Funds (ETF) or index funds have emerged as the cheap and best option for a first-time investor.

Equity market's nature is to go up or go down. Your wealth will get destroyed if you get caught up in this euphoria or pessimism.

Wealth is created when you have a lifestyle that is modest but your thought process is like a wealthy person with unlimited possibilities.

Everybody wants to be ‘rich' but very few take actions. However, rarely anyone would sit down and think.

'Keeping money in a fixed deposit is safe and investing in equity is risky'. 'Real estate investing is less risky than equity investing'.

How much to save in a fixed deposit or a bond fund depends upon your living expense? You must maintain a sufficient balance.

You need to analyse your portfolio periodically because the market and economic movements may cause your initial allocations to change.