Indian equities are being priced on fear, but the September-quarter results so far describe something sturdier. Perception vs Earnings The Nifty 50 closed out its worst September in 25 years, foreign investors have pulled a record sum out of Indian stocks, and the RBI has just raised rates for the first time since early 2023. Yet India's largest banks and IT companies have mostly reported mid-teens to twenty-percent profit growth. That gap between how the market feels and wha

Every investor eventually learns a painful lesson: a great company is not always a great investment. Risk Is in the Price: Why What You Pay Matters More Than What You Buy The difference between the two comes down to a single, deceptively simple idea — risk is in the price. This phrase, often repeated in value investing circles, captures a truth that runs counter to how most people think about markets. We tend to associate risk with the nature of the asset itself. A volatile s

The Indian markets kicked off 2026 with a sharp but short-lived correction — Nifty 50 fell roughly 3% from its all-time highs in January, rattled by profit-booking and pre-budget jitters. But beneath the surface, the story remains encouraging. Domestic investor flows held steady, SIP contributions hit record highs, and the RBI signalled a more growth-friendly stance with a rate cut and significant liquidity support. For investors, the takeaway is clear: this isn't a crisis —

You know, there's this Buddhist idea that everything is constantly changing - nothing stays the same forever. It's funny how we barely notice the Earth spinning at 1,670 km/hour beneath our feet, yet we get anxious about daily market movements that are just as natural.

Now that you have determined your income levels and have an idea of how much you are saving, it’s time to determine what you are saving...