Indian equities are being priced on fear, but the September-quarter results so far describe something sturdier. Perception vs Earnings The Nifty 50 closed out its worst September in 25 years, foreign investors have pulled a record sum out of Indian stocks, and the RBI has just raised rates for the first time since early 2023. Yet India's largest banks and IT companies have mostly reported mid-teens to twenty-percent profit growth. That gap between how the market feels and wha

Most people follow the traditional approach to personal finance: they calculate savings as whatever's left after spending (Savings = Income - Expenses). However, financially successful individuals reverse this formula, determining their expenses based on what remains after setting aside savings (Expenses = Income - Savings).