Wealth is created when you have a lifestyle that is modest but your thought process is like a wealthy person with unlimited possibilities.

Everybody wants to be ‘rich' but very few take actions. However, rarely anyone would sit down and think.

'Keeping money in a fixed deposit is safe and investing in equity is risky'. 'Real estate investing is less risky than equity investing'.

How much to save in a fixed deposit or a bond fund depends upon your living expense? You must maintain a sufficient balance.

You need to analyse your portfolio periodically because the market and economic movements may cause your initial allocations to change.